Regular Shares: The easiest way to save! Statement
savings account that earns a competitive APY based on your average
daily balance. Limited
to six (6) withdrawals per month and must maintain a minimum balance
For our youngest members. This account is designed
for children ages 0-13. As a Scottie Saver, you will receive
quarterly updates, be eligible for contests and prizes, as well as
participate in year-round activities and events. Ask a member
service representative for more details!
Designed with young adults in mind. Eligible for
members ages 14-24. Typically earns a higher yield on most balances
than traditional savings accounts while offering the same ease and
flexibility of our regular share savings account. Limited to
six (6) withdrawals per month and must maintain a minimum balance of
The perfect account to help you get a jump
start on holiday shopping. Limited to six (6) withdrawals per
month and must maintain a minimum balance of $100.00.
Just like the name suggests, we offer a competitive and prestigious
APY for our members with varying balances. Limited to six (6)
withdrawals per month and must maintain a minimum balance of $50.00.
Single, various terms in the ranges of 6 months, 1, 2, or 3 years
in length. All certificates are federally insured for at least $100,000.00
per member (up to $250,000.00 for IRA certificates). Certificates
are subject to an early withdrawal penalty equal to 90 days interest
on the amount withdrawn. Minimum balance of $500 required for
Mountain Gem Credit Union offers two
instruments for your IRA: an IRA Share account (for those ages 70 ½ and over who are required
to take their Minimum Disbursements) and our Certificate of Deposits
for all other IRA accounts. Mountain Gem offers three types of
IRA accounts: Traditional, Roth and Coverdell Educational. We
also honor rollovers, re-characterizations, and other transfers. Please
speak to a licensed financial consultant (such as a CPA, CFP, etc.)
before making your decision.